No one likes to talk about motorcycle insurance but you need to have it and you need to make sure you are properly covered. A lot of people think they have a full coverage policy but when they make a claim, realize they don't really have what they perceived to be full motorcycle insurance coverage. Talk to your insurance agent to make sure you are fully protected.
Russ Brown Motorcycle Lawyers: Motorcycle Insurance requirements vary from State to State - the best person to give you insurance advice is your insurance agent (we do not sell insurance) but here are some motorcycle insurance basics:
The standard motorcycle coverages that most people know about are liability, property damage, collision, comprehensive and medical coverage. What most riders know little about is umbrella insurance which will cover extensive damages and uninsured and underinsured coverage.
TALK TO YOUR MOTORCYCLE INSURANCE BROKER! (we do NOT sell insurance)
One of the most important coverages you should buy is UNINSURED AND UNDERINSURED COVERAGE. If the other person has no insurance and they are at fault don't be left stranded with no coverage. This is one of the most important aspects of motorcycle insurance to discuss with your insurance broker.
Filing a Claim After Your Motorcycle AccidentMotorcycle accidents are one of the most dangerous kinds of accidents associated with moving vehicles. In most cases, this type of accident results in serious brain injuries and many times death. According to the reports from the National Center for Statistics & Analysis, during 2009 roughly 4,553 motorcyclists had been killed with a further 87,000 receiving injuries in the United States, which means that 5% of all motorcycle incidents lead to death.
Contrary to popular belief, almost all accidents involving a motorcycle are NOT the results of carelessness by the motorcyclist. Most of the individuals involved in these accidents sustain severe injuries and the cases could take many years to reach a judgment. It can be impossible for someone who had been seriously injured in a motorcycle accident to support themselves financially during the lengthy process of the lawsuit. Talk to an experienced motorcycle lawyer to make sure you are being properly represented on your motorcycle insurance claim.
Get the best motorcycle insurance coverage available.
Make sure you are protected - you really need to make sure you are covered with the best insurance possible.
It' s also important to discuss and understand the areas in which your insurance company excludes coverage. Insurance also varies from State to State so it is your responsibility to make sure you are properly covered for where you ride.
Remember - don't just say you want Full Coverage - make sure you go over all available coverage with YOUR Insurance broker!
Make sure you are properly protected.
If you have been injured in a motorcycle accident you need to talk to a motorcycle injury lawyer immediately - call 1-800-424-5377. It's a free consultation and it helps to know a qualified biker attorney has got your b